How can i get a credit report without ever having a credit card? April 27, 2010
Posted by Credit in : Elections , 6comments
agueda asked:
trying to own a home and need a credit report but all these sites ask for credit card information and if you don’t have it you don’t continue. help please?
trying to own a home and need a credit report but all these sites ask for credit card information and if you don’t have it you don’t continue. help please?
Would a construction loan be the type of loan for building a new home? April 27, 2010
Posted by Credit in : Renting & Real Estate , add a comment
jiggywalker2008 asked:
If you wanted to build your own house, would you apply for a construction loan? What are the terms of a construction loan? How hard is it to get one?
If you wanted to build your own house, would you apply for a construction loan? What are the terms of a construction loan? How hard is it to get one?
What is an interest only loan and what are the benefits and drawbacks? April 26, 2010
Posted by Credit in : Renting & Real Estate , 3comments
homeless asked:
I was recently pre-qualified for a loan and the loan officer didn’t mention any other loan programs except for an FHA? I had to ask about the first time buyers program. I’m just wondering what are some other loan programs and where could I find out about them.
I was recently pre-qualified for a loan and the loan officer didn’t mention any other loan programs except for an FHA? I had to ask about the first time buyers program. I’m just wondering what are some other loan programs and where could I find out about them.
What do you think of loan offers that you see or receive on this site? April 26, 2010
Posted by Credit in : Garden & Landscape , add a comment
dfs raj asked:
Hi all, have you ever received a loan offer to ease your financial difficulties on thi site? How genuine are they? Is anyone out there who could share their experience in successful assistance of loan?
I pose this question cos a few of them approached me with their offers. But then I find the requirements too simple with insistence on cash collateral of 2-2% of the total amount requested. As I mentioned earlier in my intro, I ‘m keen to know more on this issues to effectively help many of the people out there. Thanks guys for all the answers.
To Curious,
Hi all, have you ever received a loan offer to ease your financial difficulties on thi site? How genuine are they? Is anyone out there who could share their experience in successful assistance of loan?
I pose this question cos a few of them approached me with their offers. But then I find the requirements too simple with insistence on cash collateral of 2-2% of the total amount requested. As I mentioned earlier in my intro, I ‘m keen to know more on this issues to effectively help many of the people out there. Thanks guys for all the answers.
To Curious,
Not indended to be on this section. Guess I overlooked that.
What’s the importance of knowing your credit score when the creditors run your credit anyway? April 26, 2010
Posted by Credit in : Credit , 3comments
AMEFIKA asked:
When I apply for loans and tell the creditors what my credit score is they still run my credit. All the reports I read talk about the imporatnce of knowing your credit score and that’s fine. But what’s the importance of knowing my score when the creditors run it anyway? Also, how do we know that the rates that we qualify for are true based on ourcredit score? Is there a chart tat we can put our credit score up against and it tells us what rates we qualify for?
When I apply for loans and tell the creditors what my credit score is they still run my credit. All the reports I read talk about the imporatnce of knowing your credit score and that’s fine. But what’s the importance of knowing my score when the creditors run it anyway? Also, how do we know that the rates that we qualify for are true based on ourcredit score? Is there a chart tat we can put our credit score up against and it tells us what rates we qualify for?
How do you withdraw money from a Japanese bank while traveling abroad? April 26, 2010
Posted by Credit in : Personal Finance , add a comment
Baker asked:
I’ve been living in Japan for a few months and I need to return to America for a bit. I get direct-deposit into my Japanese bank account and I won’t receive my money until after I leave the country, but I can’t figure out how to withdraw that money while in America. My bank doesn’t issue checks, traveler’s checks have to be prepaid, and my ATM card doesn’t have a magnetic strip or a credit card logo (it just has a microchip). What can I do?
I’ve been living in Japan for a few months and I need to return to America for a bit. I get direct-deposit into my Japanese bank account and I won’t receive my money until after I leave the country, but I can’t figure out how to withdraw that money while in America. My bank doesn’t issue checks, traveler’s checks have to be prepaid, and my ATM card doesn’t have a magnetic strip or a credit card logo (it just has a microchip). What can I do?
What is a good loan consolidation program for Federal and Private student loans? April 25, 2010
Posted by Credit in : Other - Beauty & Style , 1 comment so far
belinda asked:
I am looking for a good student loan consolidation program that will take on both my Federal and Private student loans from Sallie Mae. If you know of any good ones that you have heard of or used in the past, please leave a description or website so I can look into it. If you are a loan company, don’t bother answering the question as I will mark it as Spam. Thanks.
I am looking for a good student loan consolidation program that will take on both my Federal and Private student loans from Sallie Mae. If you know of any good ones that you have heard of or used in the past, please leave a description or website so I can look into it. If you are a loan company, don’t bother answering the question as I will mark it as Spam. Thanks.
Need a student loan that is directly dispersed any suggestions on where I can apply? April 25, 2010
Posted by Credit in : Financial Aid , add a comment
Shaebee27 asked:
I use to get a loan through my rich uncle but it is shut down. Now I need somewhere to get a loan that will directly disperse to me for my June rent (and the following months).
Any ideas on where to apply?
I use to get a loan through my rich uncle but it is shut down. Now I need somewhere to get a loan that will directly disperse to me for my June rent (and the following months).
Any ideas on where to apply?
My bank account is overdrawn and I was wondering if the bank will allow you to pay in installments? April 25, 2010
Posted by Credit in : Personal Finance , 3comments
Jennifer K asked:
I was trying to pay off my mobile home and the loan company said that they would hold off until Friday. They went ahead and deducted the full amount before Friday causing my account to be overdrawn. Does anyone know if a bank will work with you on paying in installments rather than taking out the entire amount at one time?
I was trying to pay off my mobile home and the loan company said that they would hold off until Friday. They went ahead and deducted the full amount before Friday causing my account to be overdrawn. Does anyone know if a bank will work with you on paying in installments rather than taking out the entire amount at one time?
What do I do about my bank account and investments while I backpack around the world ? April 25, 2010
Posted by Credit in : Packing & Preparation , 6comments
BarCo asked:
I am planning to quit my job, sell all my belongings, end the lease on my apertment, take my savings and travel around for a year. I need to maintain cirtain things while I am on the road like a bank account and my investments, I can do all the administrative stuff online but I think they want me to have an address. Where do I have mail go for a whole year and what about taxes on investments ?
I am planning to quit my job, sell all my belongings, end the lease on my apertment, take my savings and travel around for a year. I need to maintain cirtain things while I am on the road like a bank account and my investments, I can do all the administrative stuff online but I think they want me to have an address. Where do I have mail go for a whole year and what about taxes on investments ?