onlyinurdreams85 asked:


I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?

Dax asked:


I have seen a “seasoned company” for sale that has an A1 Dun and Bradstreet rating. How much credit line and what type of terms usually can a company with this credit rating qualify for? The seller states that it could probably qualify for 1mm with an A1 rating.

lela1026 asked:


I applied for a student loan through a private bank and recieved a conditional loan. Does that mean agreeing to things such as the intrest, repayment, or upon graduation and things of that nature. I am happy b/c I had been turned down for other loans or was required to have a cosignor. What does this mean?

Allie asked:


I’m in college and have a part time job. I’ve decided that I want to open some kind of account from which I can not take money out of for a certain period of time but still be able to put money in whenever I want. What kind of bank account should I open and at which bank?

Jan R asked:


I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments — in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!

Whitney asked:


It seems that interest rates are much lower for refinancing existing loans, as opposed to new loans. I have a construction loan which doesn’t expire for a few months, would it be better to refinance the construction loan to a permanent mortgage or do a construction to permanent conversion loan? Which will get me a lower interest rate?

maybell asked:


What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school?
My loans are government loans from Saillie Mae. I owe them under $5000.
I heard about this company that will take over your school loans from them but I don’t know the name of the company.

youresoscene_xxx asked:


I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score.

So what are some credit cards that will approve almost instantly with a credit score like that? I just want to get it to improve my credit.

schismoid asked:


I will be traveling for a year in Europe and South America, specifically The Netherlands, Germany, France, Croatia, Slovenia, Argentina, Chile and Mexico. What is the best way to deal with money? Should I keep my money in a US bank account? Are there any banks that have free ATM withdrawals at foreign ATMs? How is the exchange rate? If so, which bank? Should I try to open a bank account in Europe? What about for South America?

teamwewin asked:


I was just curious, when a mortgage loan officer sells a home what percentage of the selling price does the loan officer keep for his commission?