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What will my credit report show if I choose to settle an old credit card account with a debt colle? February 12, 2010

Posted by Credit in : Other - Business & Finance , 3comments
reda asked:


I would like to settle a few closed credit accounts that have been charged off and bought out by debt collectors. The collection agency is offering me a discounted rate to pay off this account. If I choose this option, will my credit report eventually show this account closed and paid off, as stated by the agency?

What is the best bank to go to to open a business account? February 1, 2010

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shaun j asked:


I want to open a business account what is a good bank to go to with minimal fees td, hsbc, chase or any others I am in the nyc area

How can I get a loan to pay off my bills while in college? January 26, 2010

Posted by Credit in : Other - Business & Finance , 3comments
TerpshigumsWooWoo! asked:


I am paying my way through college and working part time, but the bills are getting too expensive. I heard there are websites that bid on personal financing loans. How can I get a loan through one of these places or get a loan through other companies?

What info is needed to transfer money from 1 bank to another? January 18, 2010

Posted by Credit in : Other - Business & Finance , 2comments
polarcycle asked:


I need to have some money transfered into my bank account from another bank account. Their bank account is at a different, out of state bank which is a credit union and mine is a large corporate bank. What info do i need to give them so they can transfer money into my account. My bank is not located in the town where they live so they cannot go to my physical bank.

Is it possible to get a loan from the bank or other financing institution to purchase a gold mine? January 6, 2010

Posted by Credit in : Other - Business & Finance , 12comments
k asked:


I am interested in purchasing a gold mine for only $50,000 and would like to know if I can get a bank loan or loan from a financing company to buy the mine? If I can get a loan, what banks or companies do I go to get the loan? What companies supply this type of loan?

What is the average salary for a bank branch manager including bonuses? December 27, 2009

Posted by Credit in : Other - Business & Finance , 4comments
12345678987654321 asked:


I know it will depend on your state and company. I would like to hear from bank employees.

HOW can banks attract you? What would the perfect bank look like and do to get your attention? December 24, 2009

Posted by Credit in : Other - Business & Finance , 2comments
Banks.?s.to.the.world asked:


Of course the obvisious answer would be MONEY. Everyone would love to bank or open an account with a bank that gives free money. But lets put money aside for one second. What other ways can a bank get your attention and get you to be one of their customers? Lets start with products. Free checking, no atm fees, extended hours, better interest rates, no fees for overdraft or even give excellent customer service, etc… How can a bank better serve you? Now what about activities, giveaways, or promotions can a bank do to attract you? For example, kids events, charitity events, pens, sport bottles, food, vacation packages, gift certificates, etc… What kind of trinkets or goodies do you like to recieve from companies? So lets hear it people!! What will get your attention or attract you to start or change banks.

How long can the bank hold the funds for a check I deposit? December 12, 2009

Posted by Credit in : Other - Business & Finance , 1 comment so far
chuck asked:


My bank, Washington Mutual, where I’ve been banking for 2+ months, continues to hold funds on every check I deposit for a minimum of 4 days, up to 2 weeks. The 4-day rule is for a check from a local bank. The 2 week rule is for non-local checks. They are very uncompromising about these excessive hold times, and get testy when challenged about them. My previous bank never held checks for so long. I have no adverse banking history that would require WaMu to be so careful.

Please don’t tell me only what your bank does; I would like to hear from those who actually know what the Federal regulations are on this matter. I’ve made a few phone calls about this and looked online, but I can’t find reliable, up-to-date information. Thanks for your help.

How can the US bank wire funds to the Philippines? December 7, 2009

Posted by Credit in : Other - Business & Finance , 1 comment so far
egooc asked:


According to a US bank , in order to wire our funds to the Philippines they need to wire the funds to the Philippine Bank Branch in US, and that Branch will wire the funds to the bank in the Philippines. How can the US bank wire funds to the Philippines? Please explain in terms of the following terms : Bank name and address, Bank ABA Number, Bank Account number and account name, and swift number. We are ask for the those details of the two Philippine banks. Anybody please help .

How long does a bank have to take funds out of your bank for a bill? December 4, 2009

Posted by Credit in : Other - Business & Finance , 4comments
Jason K asked:


Three months ago I paid a $350 bill. The lender shows the bill as paid but my bank still has not taken the money from my account. Is there a timeline for them to do this or do I keep waiting for this to happen. It is a pain in the mule to have that money on the books because I always have to account for that.

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