How can I get my credit report online for free with out using a credit card? May 4, 2010
Posted by Credit in : Credit , 5comments
onlyinurdreams85 asked:
I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?
I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?
How much credit line can a company with an A1 Dun and Bradstreet rating qualify for? May 4, 2010
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Dax asked:
I have seen a “seasoned company” for sale that has an A1 Dun and Bradstreet rating. How much credit line and what type of terms usually can a company with this credit rating qualify for? The seller states that it could probably qualify for 1mm with an A1 rating.
I have seen a “seasoned company” for sale that has an A1 Dun and Bradstreet rating. How much credit line and what type of terms usually can a company with this credit rating qualify for? The seller states that it could probably qualify for 1mm with an A1 rating.
Recently applied for a loan and got a conditional approval, What does that mean ? May 4, 2010
Posted by Credit in : Credit , 2comments
lela1026 asked:
I applied for a student loan through a private bank and recieved a conditional loan. Does that mean agreeing to things such as the intrest, repayment, or upon graduation and things of that nature. I am happy b/c I had been turned down for other loans or was required to have a cosignor. What does this mean?
I applied for a student loan through a private bank and recieved a conditional loan. Does that mean agreeing to things such as the intrest, repayment, or upon graduation and things of that nature. I am happy b/c I had been turned down for other loans or was required to have a cosignor. What does this mean?
What credit card out there has the easiest approval? May 2, 2010
Posted by Credit in : Credit , 2comments
youresoscene_xxx asked:
I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score.
I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score.
So what are some credit cards that will approve almost instantly with a credit score like that? I just want to get it to improve my credit.
How do I cash a check issued by a bank that is not located in my state? April 30, 2010
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2beautiful4wordz asked:
My publisher issued me an advancement check issued by a bank that is not located in my state, I dont have a bank account or checking account and I need to cash it soon. What can I do? Please help!
My publisher issued me an advancement check issued by a bank that is not located in my state, I dont have a bank account or checking account and I need to cash it soon. What can I do? Please help!
What’s the importance of knowing your credit score when the creditors run your credit anyway? April 26, 2010
Posted by Credit in : Credit , 3comments
AMEFIKA asked:
When I apply for loans and tell the creditors what my credit score is they still run my credit. All the reports I read talk about the imporatnce of knowing your credit score and that’s fine. But what’s the importance of knowing my score when the creditors run it anyway? Also, how do we know that the rates that we qualify for are true based on ourcredit score? Is there a chart tat we can put our credit score up against and it tells us what rates we qualify for?
When I apply for loans and tell the creditors what my credit score is they still run my credit. All the reports I read talk about the imporatnce of knowing your credit score and that’s fine. But what’s the importance of knowing my score when the creditors run it anyway? Also, how do we know that the rates that we qualify for are true based on ourcredit score? Is there a chart tat we can put our credit score up against and it tells us what rates we qualify for?
How to you achieve a credit score if you never used a credit card? April 25, 2010
Posted by Credit in : Credit , 4comments
KAT188 asked:
How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.
How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.
At what point do your credit cards start hurting your credit? April 24, 2010
Posted by Credit in : Credit , 5comments
CutieTM asked:
I have been told that to make my credit score higher, I need to reduce my credit card debt to 40% of the limit of the card. I was told that the card debt only begins hurting you when you go above that 40% of the limit of the card.
I have been told that to make my credit score higher, I need to reduce my credit card debt to 40% of the limit of the card. I was told that the card debt only begins hurting you when you go above that 40% of the limit of the card.
I just read somewhere else that going above 20% begins to HURT your credit score. Which is it?
How long to build credit up after cancelling credit card? April 24, 2010
Posted by Credit in : Credit , 2comments
nmommy07 asked:
I am thinking of getting a particular credit card to use on a purchase due to the fact it offers money off the purchase. I know this isn’t a great idea, so I’m still thinking about it, but my concern is with my credit. My credit is fairly good right now and I’m wondering if I get the card and cancel it shorty after, how long does it take to build the credit I lost from getting & cancelling the card, back to normal? If it’s just a few points, does that take weeks/months? Thanks.
I am thinking of getting a particular credit card to use on a purchase due to the fact it offers money off the purchase. I know this isn’t a great idea, so I’m still thinking about it, but my concern is with my credit. My credit is fairly good right now and I’m wondering if I get the card and cancel it shorty after, how long does it take to build the credit I lost from getting & cancelling the card, back to normal? If it’s just a few points, does that take weeks/months? Thanks.
How many Credit Cards are there in each country worldwide? April 23, 2010
Posted by Credit in : Credit , 3comments
eyaljosch asked:
I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.
I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.
Therefore I would like to know, per each country in the world, how many Credit Cards are there, or: How many Credit Cards per resident in each country?