How can i get a credit report without ever having a credit card? April 27, 2010
Posted by Credit in : Elections , trackback
agueda asked:
trying to own a home and need a credit report but all these sites ask for credit card information and if you don’t have it you don’t continue. help please?
trying to own a home and need a credit report but all these sites ask for credit card information and if you don’t have it you don’t continue. help please?
Comments»
Your lender can pull your credit report. In fact you only want it pulled once and you want the trifecta pulled. Once you have that report you make sure you get a copy of it and if you decide to use another lender you give them that report. Do NOT let them pull your credit until you are ready to make a decision.
I don’t think you need a credit report for this site. Everyone has the right to one free credit report per year…federal law.
U probably have a credit record as with Identity theft and the Gov allowing the illegals to steal ID’s you might be surprised.
By law now all you have to do is request one from Experian, Equifax, or the other major credit agency TransUnion, in the USA. The law took effect in 2002-4 and means that you are allowed 1 free credit report per company per year to keep track of your debt.
You can view all three credit reports from Experian,Equifax, and TransUnion for free once a year. The website to do this is annualcreditreport.com. For more information on credit and how to build your credit you can visit my blog. There is also a link in this blog that can help you choose a credit card that best suits your needs. I hope that this information is helpful!
George Smith
if you want to get your credit report for free, check out this site
Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score.
Hope this help,