What are the benefits of having someone cosign your loan? March 31, 2010
Posted by Credit in : Credit , 2comments
loki7714 asked:
I’m getting a small auto loan (1500-2000) for a used car in a few weeks and my uncle has agreed to cosign the loan for me. What are some of the benefits of having him cosign the loan besides a better chance of actually getting the loan?
I already have 2.5k saved up.
I’m getting a small auto loan (1500-2000) for a used car in a few weeks and my uncle has agreed to cosign the loan for me. What are some of the benefits of having him cosign the loan besides a better chance of actually getting the loan?
I already have 2.5k saved up.
How do you get an offshore bank account? March 31, 2010
Posted by Credit in : Investing , 1 comment so far
<3 (: asked: Can anyone track you to an offshore bank account, how do you get one, and how old do you have to be? Are there any benefits, problems, advantages? Is it safe?
What business credit cards are not attached to my personal credit? March 31, 2010
Posted by Credit in : Small Business , 6comments
Erick R asked:
Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can tell me how to build my business credit. Thanks!!
Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can tell me how to build my business credit. Thanks!!
Does the home loan interest rate vary between online quotes and the real ones ? March 31, 2010
Posted by Credit in : Renting & Real Estate , add a comment
JohnPau2010 asked:
- I am planning to buy a home
- i have put an offer on a house and almost 100% done deal
- I am planning to buy a home
- i have put an offer on a house and almost 100% done deal
Now I have to look out for a home loan. I am looking at several online interest rate quotes what lenders are giving based on my facts.
Some of them are sending quotes for 4.78% 4.5% , now does these rates change when we actually sign there application or do they have to stick with the rates what they have quoted me online ?
How do I loan money from the bank to open a small business? March 30, 2010
Posted by Credit in : Small Business , add a comment
crazygirl asked:
I want to open a little fashion retail store that cost about $100,000. What is the requirements I need to have so that the bank can loan me the money. What documents and information will they need from me for this loan?
I want to open a little fashion retail store that cost about $100,000. What is the requirements I need to have so that the bank can loan me the money. What documents and information will they need from me for this loan?
Is it worth while to do an Interest only loan when refinancing your home? March 30, 2010
Posted by Credit in : Renting & Real Estate , 3comments
Angel M asked:
There’s a company that’s offering 1.5% APR interest only loan for anyone that has a credit score of 620 or above. They advised that if I take the $800 in savings and invest it, I can use the savings to pay off all of my outstanding debt. In 5 yrs after the loan is over we would do it again but because it’s interest only that I’m paying the amount of the new loan will be more than the original loan. We just need some professional advise.
There’s a company that’s offering 1.5% APR interest only loan for anyone that has a credit score of 620 or above. They advised that if I take the $800 in savings and invest it, I can use the savings to pay off all of my outstanding debt. In 5 yrs after the loan is over we would do it again but because it’s interest only that I’m paying the amount of the new loan will be more than the original loan. We just need some professional advise.
How and why is my credit card affected when I open and close a credit card? March 30, 2010
Posted by Credit in : Credit , 3comments
Double Negative asked:
I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.
I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.
Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?
Can bank statements be used to establish residency in Delaware for a driver’s license? March 30, 2010
Posted by Credit in : Insurance & Registration , 1 comment so far
Renatar asked:
My friend is trying to establish residency there to obtain a driver’s license, but she will be living with her brother and will not have any utility bills, only bank statements. Do you know if the DMV will accept bank statements? Thanks.
My friend is trying to establish residency there to obtain a driver’s license, but she will be living with her brother and will not have any utility bills, only bank statements. Do you know if the DMV will accept bank statements? Thanks.
Country wide and loan modification, are they willing to work with the struggling home owners? March 29, 2010
Posted by Credit in : Renting & Real Estate , 4comments
lalis1976@att.net asked:
Would anybody know how willing Country Wide is to participate in the President’s loan modification program, we tried it at the beginning of the year and found a really arrogant and and indifferent company policy in regards to struggling home owners. Should we hire one of those companies that do it for you for around two to three thousand dollars?
Help please!
Would anybody know how willing Country Wide is to participate in the President’s loan modification program, we tried it at the beginning of the year and found a really arrogant and and indifferent company policy in regards to struggling home owners. Should we hire one of those companies that do it for you for around two to three thousand dollars?
Help please!
What matters more the credit score or the contents of your credit report? March 27, 2010
Posted by Credit in : Credit , 4comments
margarete asked:
If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?
If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?