What is the best bank in Chicago for checking and savings accounts? February 24, 2010
Posted by Credit in : Personal Finance , 3comments
asked:
I want to switch from Citibank to a new bank in Chicago. I live downtown and there are so many options. There are very large banks, such as Chase, and then there are smaller banks, such at Fifth Third Bank. All I need are a checking account and a savings account. Any suggestions?
I want to switch from Citibank to a new bank in Chicago. I live downtown and there are so many options. There are very large banks, such as Chase, and then there are smaller banks, such at Fifth Third Bank. All I need are a checking account and a savings account. Any suggestions?
How long does a bank keep records of your financial transactions? February 24, 2010
Posted by Credit in : Personal Finance , 3comments
flysinger2 asked:
I got into an argument with my friend as to how long a bank keeps records of your purchases.
I got into an argument with my friend as to how long a bank keeps records of your purchases.
How long does a bank (in this case People’s Bank) keep records of your transactions.
For example if I made a purchase today, how long would People’s Bank keep a record of that transaction?
What are the different factors to getting a loan? February 23, 2010
Posted by Credit in : Personal Finance , add a comment
Josephine asked:
Do i need parental consent to get a loan?
What does my credit score limit me to?
Do i have to tell them my goals for school and transcript to get it?
Is the loan through the school or through the bank directly?
What banks are best?
Can I still get loans if my tuition is covered by the military?
Do i need parental consent to get a loan?
What does my credit score limit me to?
Do i have to tell them my goals for school and transcript to get it?
Is the loan through the school or through the bank directly?
What banks are best?
Can I still get loans if my tuition is covered by the military?
How does a grad school loan work with company-reimbursed tuition? February 23, 2010
Posted by Credit in : Financial Aid , 1 comment so far
NUnum1 asked:
My company will reimburse my grad school tuition based on my grade for each class. Am I supposed to get a loan first and pay off the loan with the reimbursement money, or do I wait til the end of the semester to pay the tuition? Any good sites for grad school loans?
My company will reimburse my grad school tuition based on my grade for each class. Am I supposed to get a loan first and pay off the loan with the reimbursement money, or do I wait til the end of the semester to pay the tuition? Any good sites for grad school loans?
How did the piggy bank start? February 22, 2010
Posted by Credit in : Personal Finance , 2comments
cremedelacreme04 asked:
Who came up with the idea of a piggy bank?
Who came up with the idea of a piggy bank?
What is a good credit card to apply for if you have bad credit? February 22, 2010
Posted by Credit in : Credit , add a comment
Diane L asked:
I am paying off bills and I closed all of my card accounts. What is a good, easy and cheap card to reopen my credit with? My credit is not good.
I am paying off bills and I closed all of my card accounts. What is a good, easy and cheap card to reopen my credit with? My credit is not good.
Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO? February 22, 2010
Posted by Credit in : Credit , 5comments
MSB asked:
I know that applying for a new card will reduce my FICO, and that increasing credit limits (while keeping debt amounts constant) will increase my score – but this would not be the case if requesting the increase in credit limit is treated as a new credit card application?
I know that applying for a new card will reduce my FICO, and that increasing credit limits (while keeping debt amounts constant) will increase my score – but this would not be the case if requesting the increase in credit limit is treated as a new credit card application?
What happens to my car loan if my co-signer files bankruptcy? February 22, 2010
Posted by Credit in : Personal Finance , 4comments
butterfly31201 asked:
I have a car loan of about $10,000. I got this loan about 9 months ago. I am just wondering how it will affect me if my co-signer files bankruptcy.
The car is in my name and she is the co-signer. So with all this new stuff I know does this mean they can come take my car too? Even though I make the payments .
I have a car loan of about $10,000. I got this loan about 9 months ago. I am just wondering how it will affect me if my co-signer files bankruptcy.
The car is in my name and she is the co-signer. So with all this new stuff I know does this mean they can come take my car too? Even though I make the payments .
How can I get a student loan for community college? February 22, 2010
Posted by Credit in : Higher Education (University +) , 6comments
You Reap What You Sow! asked:
I need to know how to get a loan and how does it work? I’m moving out and living with my fiance and to make it easier for us I need to know how I can and where I can get a loan. I really wnat to keep going to school and my parents are not going to support me anymore as soon as I leave my house. So when I leave I can’t count on them. Please I need help. Is it so hard to leave the house and try to still go to college without your parents help?
I need to know how to get a loan and how does it work? I’m moving out and living with my fiance and to make it easier for us I need to know how I can and where I can get a loan. I really wnat to keep going to school and my parents are not going to support me anymore as soon as I leave my house. So when I leave I can’t count on them. Please I need help. Is it so hard to leave the house and try to still go to college without your parents help?
What is the diffrence between a credit union and a bank? February 21, 2010
Posted by Credit in : Personal Finance , add a comment
DQ asked:
What are the advatges and disavantage and beniffites of both?
What are the advatges and disavantage and beniffites of both?
The only thing that is that my bank “BB*T” is extreamly close to my house like walking distance but my credit union wich I am thinking of joining “Fairfax Credit Union” is about 10-15 miniutes from my house so what would you advice me to do? Stay with my bank or move to the credit union or keep my bank and just open a new account with my credit union? Like what are the advatges over a credit union then a bank?