How do I withdraw money from my bank account? November 28, 2009
Posted by Credit in : Personal Finance , 4commentsprimordial_primate45 asked:
i’ve had a personal savings account for several years at Bank of America, i have never needed to take any money out but now that i’m in college(freshman), i need dough to make some purchases. what do i need to take out a couple hundred bucks? from the drive through window or walk-in. This is my first-time.
i’ve had a personal savings account for several years at Bank of America, i have never needed to take any money out but now that i’m in college(freshman), i need dough to make some purchases. what do i need to take out a couple hundred bucks? from the drive through window or walk-in. This is my first-time.
What website provides the best credit report for free? November 27, 2009
Posted by Credit in : Conservation , 1 comment so farcher asked:
I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?
I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?
What is the best credit card to start my credit? November 27, 2009
Posted by Credit in : Credit , 8commentschaos_magician13 asked:
I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but i wanna see if i can start my credit with this purchase.The stores i went to say i need at least a 700 score to apply for their credit.
Is there any credit i can apply for, without having to pay financing and apr and so on without having credit to begin with. My plan is to buy the bass with credit, pay it off right away, and probably cancel the card right after.
I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but i wanna see if i can start my credit with this purchase.The stores i went to say i need at least a 700 score to apply for their credit.
Is there any credit i can apply for, without having to pay financing and apr and so on without having credit to begin with. My plan is to buy the bass with credit, pay it off right away, and probably cancel the card right after.
Are tenants required to give out bank account information during the application process? November 26, 2009
Posted by Credit in : Renting & Real Estate , 9commentsNoName asked:
I am in the process of filling out a rental application for a home and it requests bank account # and information as a part of the application. Do they have the right to ask for this? Can it be denied by me? They say they need to check if their are sufficient funds, however I am a student and will be receiving money from family and loans. Do they have the right to turn me away as a result of not giving out such important information?
I am in the process of filling out a rental application for a home and it requests bank account # and information as a part of the application. Do they have the right to ask for this? Can it be denied by me? They say they need to check if their are sufficient funds, however I am a student and will be receiving money from family and loans. Do they have the right to turn me away as a result of not giving out such important information?
What is a good credit card to start out with? November 26, 2009
Posted by Credit in : Credit , 6commentskoutekinte asked:
I’ve applied for several credit cards and I keep getting denied because I have 0 credit. Meaning I have never had a credit card or done anything with my credit.
I’ve applied for several credit cards and I keep getting denied because I have 0 credit. Meaning I have never had a credit card or done anything with my credit.
How much will closing a credit card account affect my credit rating? November 25, 2009
Posted by Credit in : Personal Finance , 3commentsfdnl13 asked:
Despite a flawless payment history over the last 20 years, Citibank is raising my rate by 5%. I would easily give them the heave-ho, but I’ve heard that a long-standing credit card account has a positive effect on your credit rating. How big a hit would my credit rating take if I closed the Citibank account?
Despite a flawless payment history over the last 20 years, Citibank is raising my rate by 5%. I would easily give them the heave-ho, but I’ve heard that a long-standing credit card account has a positive effect on your credit rating. How big a hit would my credit rating take if I closed the Citibank account?
How does bank get paid for fraud claims? November 25, 2009
Posted by Credit in : Insurance , 1 comment so farIceshowers asked:
If there was a fraud where someone used your personal info to open a paypal account and used your own bank account and took your money (by transferring it from bank to paypal, then pocketing the money), and you told both paypal and bank about the fraud, and your bank took charge and put the claim and gave you the money back. Who pays the bank for that money? Does the bank make paypal give them the money? Or do banks get so much money per year (or whatever) for fraud claims?
If there was a fraud where someone used your personal info to open a paypal account and used your own bank account and took your money (by transferring it from bank to paypal, then pocketing the money), and you told both paypal and bank about the fraud, and your bank took charge and put the claim and gave you the money back. Who pays the bank for that money? Does the bank make paypal give them the money? Or do banks get so much money per year (or whatever) for fraud claims?
What is the term when a bank forecloses and sells the property less than than the foreclosed price? November 25, 2009
Posted by Credit in : Renting & Real Estate , 9commentsT J asked:
I am from Colo. and if the bank forecloses on a house and turns around and sells it less than what they foreclosed for, the person in default is still liable for the balance. What is the term?
I am from Colo. and if the bank forecloses on a house and turns around and sells it less than what they foreclosed for, the person in default is still liable for the balance. What is the term?
How can you get the credit cards to stop coming to your un employed better half? November 25, 2009
Posted by Credit in : Law & Ethics , 5commentsredeyefredeye asked:
She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.
She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.
What happens to your runescape items in bank when your membership ends? November 24, 2009
Posted by Credit in : Video & Online Games , 9commentsAnthony F asked:
I have alot of stuff in my bank like lets say i have dragon weapons in my bank… what will happen to em when my membership is gone?
I have alot of stuff in my bank like lets say i have dragon weapons in my bank… what will happen to em when my membership is gone?









