How can you get the credit cards to stop coming to your un employed better half? November 25, 2009
Posted by Credit in : Law & Ethics , trackback
redeyefredeye asked:
She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.
She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.
Comments»
my ex had a similiar problem, after 8 years I let her go, that wasn’t the only issue. You may be enabling her to be irresponsible by staying with her, and there are plenty of good people out there looking for another good person.
Point at the door. Tell her to take her cards with her.
It appears they are extending her credit based on your report. Can you put a freeze on your credit report? Maybe some kind of notice that no credit is to be extended without certain conditions being met.
If she is that blatantly disrespectful, Divorce her and make her pay restitution. Grow a spine, it’s time to say no.
They will never stop sending her cards (I’ve tried, believe me) if they have a reason to send it to her.
The best thing for you two is to communicate calmly. Tell her she can’t be doing this and, if necessary, seek therapy for her spending problem. Ask for her cooperation to cut the cards and freeze accounts. If you cut one of her cards, it still takes a week or so to get another, so it should slow it down a little. Try not to threaten with a divorce if you still want to be married to her.
Besides, even if you stop the credit cards from coming, that doesn’t mean she’s not capable of getting money somehow. She has a problem that needs to be taken care of before it gets worse.